We're on a mission to build the future of banking. That means finding a new way to do things. Creating a product actually built for the people held back by a system that wasn't designed for them. One that thinks differently, embraces technology, works for everyone, and costs less.
A few perks of being a Current customer:
Get up to $500* before payday when you enroll in direct deposit and qualify
Get paid up to 2 days faster**
Fee-Free overdraft***
*Paycheck Advance is for eligible customers only. Your actual available Paycheck Advance amount will be displayed to you in the mobile app and may change from time to time. Conditions and eligibility may vary and are subject to change at any time, at the sole discretion of Finco Advance LLC, which offers this optional feature. Finco Advance LLC is a financial technology company, not a bank.
For more information, please refer to Paycheck Advance Terms and Conditions (https://cdn.current.com/agreements/paycheck_advance_terms_v2.pdf)
**Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits.
***Actual overdraft amount may vary and is subject to change at any time, at Current’s sole discretion. In order to qualify and enroll in the Fee-Free Overdraft feature, you must receive $500 or more in Eligible Direct Deposits into your Current Account over the preceding 35-day period and fulfill other requirements subject to Current’s discretion. Negative balances must be repaid within 60 days of the first Eligible Transaction that caused the negative balance. For more information, please refer to Fee-free Overdraft Terms and Conditions. Individual Current Accounts only.